http://strictlyhonest.com/
Check this out. Not an endorsement of any kind. Just stumbled upon it. Many scientific and government links. Information is always useful. Just shift through the weeds.
Tuesday, June 7, 2011
Monday, June 6, 2011
CREATING THE BEST FOR YOUR LIFE.
So here I sit in Maui. I looked over the list of places I have been to over the last many years of travel and each place I go to becomes a playground unique to the itself. I am thinking about how many people I have met over the years and how many I still speak to.
Places like ideas have their unique qualities and have their time and place. I know that when I was in my twenties I had many ideas that were not received with the enthusiasm by professionals at the time.They thought I was too young or the idea would not pan out. For instance when I lived in England I had a friend there named Richard Barnes. He had the idea of putting logos on t-shirts. I loved the idea came back to America went to a banker who I proposed a loan for a business. Well as you know t shirts and importing are the way to go. What did I do? I stopped and gave up.At the time I did not even know I had the power to just move ahead and do the project myself. I did not have the belief in myself that I do now. That was back in the day.
Big mistakes of the past make for valuable knowledge for the present. I had plenty of opportunities and some of them succeeded and some of them did not do so well. My Dad once told me,It's not how many times you fall down that counts. It is how many times you get up that count."
I have had partners in business be ,well, bad partners. You live and learn. Karma took care of almost all of them.Just the simple law of the Universe. I have thought revenge but realized that is a waste of energy and not worthy of who I am. I am not in charge of who they are I am only in charge of myself.Life has a way of straightening things out on its own.
Believe me there are so many things in life I did not know and still do not now but I never let that stop me. I have more plans and ideas than maybe I have time to live but, I will continue to strive for the dreams. You are never to old. Just look at so many champions of life they have never given up. It strikes me that when someone says they are too old to do something. What does that actually mean? I am blessed to be physically healthy and able to do what I enjoy. I really give thanks for that everyday. Do not take your life for granted. You will never get the moment back that you waste on being upset. Never ever.
Of course you need to take time to grieve and get over intense feelings that is normal. However, if you choose to live there and take up residence in "poor me" you will not be alone. You are where you are. Poor, wealthy, young, old, healthy, alone, married, engaged,just broke up with someone, etc.. That "poor me" hotel is overbooked with plenty of people for you to share your pain with.
If you choose to live in a place that says "Get up. Get up. You can do this. Get up and move on. It will be hard but just get up." Then you will be with others who have experienced life to the fullest and have learned probably harder lessons then you ever imagined possible but, they are still able to talk, walk and chew gum at the same time.
It is always about choices.Take inventory of your life and ask what you can change. Better yet what are you willing to give up that is holding you back. I know plenty of people who speak to me about the choices they have made in life and now are stuck worried about the future. Why not take stock of what choices you have now. Some of the choices are hard. Whether to sell a home so you are able to live somewhere you can afford. Some people do not want to make that choice and choose to sink deeper and deeper into debt and emotional pain. It is not easy.
I have never been so invested in material objects that I must keep them. Even the sentimental objects. I had to fight for my life so I was shown that objects vs quality of life lesson. There is no question what I value more. Its living.
We are not the sum total of what we own. We are the sum total of our beliefs and how we live. What we are willing to fight for. What we are willing to stand for. What we believe ourselves to be. Change your thoughts and you will change your world.
I hope you join me in taking the pledge work on who you want to be. I will assist you if you need an extra push. The work can only be done by you. Wish I had better news for you but you need to be the one who does the work.
So who is the best person out there to help you..you are. Now go get em and pick yourself up. Enjoy I believe in you and I believe you are able to do it. Write me let me know how its going.
Places like ideas have their unique qualities and have their time and place. I know that when I was in my twenties I had many ideas that were not received with the enthusiasm by professionals at the time.They thought I was too young or the idea would not pan out. For instance when I lived in England I had a friend there named Richard Barnes. He had the idea of putting logos on t-shirts. I loved the idea came back to America went to a banker who I proposed a loan for a business. Well as you know t shirts and importing are the way to go. What did I do? I stopped and gave up.At the time I did not even know I had the power to just move ahead and do the project myself. I did not have the belief in myself that I do now. That was back in the day.
Big mistakes of the past make for valuable knowledge for the present. I had plenty of opportunities and some of them succeeded and some of them did not do so well. My Dad once told me,It's not how many times you fall down that counts. It is how many times you get up that count."
I have had partners in business be ,well, bad partners. You live and learn. Karma took care of almost all of them.Just the simple law of the Universe. I have thought revenge but realized that is a waste of energy and not worthy of who I am. I am not in charge of who they are I am only in charge of myself.Life has a way of straightening things out on its own.
Believe me there are so many things in life I did not know and still do not now but I never let that stop me. I have more plans and ideas than maybe I have time to live but, I will continue to strive for the dreams. You are never to old. Just look at so many champions of life they have never given up. It strikes me that when someone says they are too old to do something. What does that actually mean? I am blessed to be physically healthy and able to do what I enjoy. I really give thanks for that everyday. Do not take your life for granted. You will never get the moment back that you waste on being upset. Never ever.
Of course you need to take time to grieve and get over intense feelings that is normal. However, if you choose to live there and take up residence in "poor me" you will not be alone. You are where you are. Poor, wealthy, young, old, healthy, alone, married, engaged,just broke up with someone, etc.. That "poor me" hotel is overbooked with plenty of people for you to share your pain with.
If you choose to live in a place that says "Get up. Get up. You can do this. Get up and move on. It will be hard but just get up." Then you will be with others who have experienced life to the fullest and have learned probably harder lessons then you ever imagined possible but, they are still able to talk, walk and chew gum at the same time.
It is always about choices.Take inventory of your life and ask what you can change. Better yet what are you willing to give up that is holding you back. I know plenty of people who speak to me about the choices they have made in life and now are stuck worried about the future. Why not take stock of what choices you have now. Some of the choices are hard. Whether to sell a home so you are able to live somewhere you can afford. Some people do not want to make that choice and choose to sink deeper and deeper into debt and emotional pain. It is not easy.
I have never been so invested in material objects that I must keep them. Even the sentimental objects. I had to fight for my life so I was shown that objects vs quality of life lesson. There is no question what I value more. Its living.
We are not the sum total of what we own. We are the sum total of our beliefs and how we live. What we are willing to fight for. What we are willing to stand for. What we believe ourselves to be. Change your thoughts and you will change your world.
I hope you join me in taking the pledge work on who you want to be. I will assist you if you need an extra push. The work can only be done by you. Wish I had better news for you but you need to be the one who does the work.
So who is the best person out there to help you..you are. Now go get em and pick yourself up. Enjoy I believe in you and I believe you are able to do it. Write me let me know how its going.
Wednesday, May 4, 2011
The Web We Weave
Recently I received an email from someone who I had written with. I had presented to him many years ago about a story of children who had the capability to go out and heal others. The story was told from various cultures and how children could change the world.He added a magic pony and the woman Mary Anne. I had put it on my old mac computer.
That was years ago. When he was going through hard times he reconnected with me. I shared my resources and knowledge with him and my writing ability. Then a couple of years ago he called out of the blue and asked if he could buy me out for a couple of thousand dollars. He wanted to turn it into a graphic novel. I thought about it and said no. I had suggested we get in touch with conceptual design individuals and made calls to many stations pitching our collective story. I had fun doing much of this. I had contacted a Canadian Children's Programming Network and negotiated with a woman in charge. I kept all the emails. I was very inclusive of my former co writer.
Then recently I received notice that he had printed the story we had copyrighted and is now saying it is all his idea. He went so far as to re copyright it exclusively under his name. Pretty amazing eh.Well this is life. Individuals who have little or no talent many times steal the ideas of others and walk away honestly believing it is their work and their work alone. This has happened to countless individuals I will not be the first and will not be the last.
In all honesty this experience has lead me to open up a whole new episode in my life and since many of the ideas I have had have been used by others it gives me a whole new book idea that will resonate with many people. It will really be a helpful tool told as a story. So what do we do when we encounter deceptive people. Well there are many ways to handle under handed people. First, you have to be strong. Do not let it control or run your life. If legal recourse can be taken go for it. Pick yourself up and know if you created the idea no one else did.
There are of course the laws of karma. Believe me I have seen it work over and over again. So know in your heart that nothing can be taken from you. It is the law of the universe. Forgive yourself as well. You cannot beat yourself up over being taken by a dishonest person. They more than likely believe their lies and think you are the one who is out of line. The truth always comes out eventually.
More than likely many of you can relate to this in one form or another in your life. I am sure you have lots of stories to tell. I can say this. I am pretty creative if someone wants to take credit for my original idea. Well the idea is not that original really its good vs evil but it is how you present it that counts. Pretty ironic the plot was children who try to help the earth. I guess you could say he helped himself to that. Well that is the story for today. Keep your head high. Brush yourself off and keep on walking tall. You do not have to do anything but breath and be the highest and best you can be. Shout it from the roof tops to create justice in your life. Let the world know who you are.
Before I go I also want to write about something else very important recently it was brought to my attention that if you or anyone you know has had cancer have them get a very indepth report from their oncologist about the medication they are given. Adriamycin and other related medications can cause heart disease. I had recently spoken to a cardiologist and he was very concerned that some of the cancer patients and survivors are not receiving this type of information. I have a list of amino acids, minerals and supplements that can help the heart. If you are interested I will post them in my next blog. Stay strong. Stay healthy and remember you are a unique and wonderful being. Be safe and God Bless.
That was years ago. When he was going through hard times he reconnected with me. I shared my resources and knowledge with him and my writing ability. Then a couple of years ago he called out of the blue and asked if he could buy me out for a couple of thousand dollars. He wanted to turn it into a graphic novel. I thought about it and said no. I had suggested we get in touch with conceptual design individuals and made calls to many stations pitching our collective story. I had fun doing much of this. I had contacted a Canadian Children's Programming Network and negotiated with a woman in charge. I kept all the emails. I was very inclusive of my former co writer.
Then recently I received notice that he had printed the story we had copyrighted and is now saying it is all his idea. He went so far as to re copyright it exclusively under his name. Pretty amazing eh.Well this is life. Individuals who have little or no talent many times steal the ideas of others and walk away honestly believing it is their work and their work alone. This has happened to countless individuals I will not be the first and will not be the last.
In all honesty this experience has lead me to open up a whole new episode in my life and since many of the ideas I have had have been used by others it gives me a whole new book idea that will resonate with many people. It will really be a helpful tool told as a story. So what do we do when we encounter deceptive people. Well there are many ways to handle under handed people. First, you have to be strong. Do not let it control or run your life. If legal recourse can be taken go for it. Pick yourself up and know if you created the idea no one else did.
There are of course the laws of karma. Believe me I have seen it work over and over again. So know in your heart that nothing can be taken from you. It is the law of the universe. Forgive yourself as well. You cannot beat yourself up over being taken by a dishonest person. They more than likely believe their lies and think you are the one who is out of line. The truth always comes out eventually.
More than likely many of you can relate to this in one form or another in your life. I am sure you have lots of stories to tell. I can say this. I am pretty creative if someone wants to take credit for my original idea. Well the idea is not that original really its good vs evil but it is how you present it that counts. Pretty ironic the plot was children who try to help the earth. I guess you could say he helped himself to that. Well that is the story for today. Keep your head high. Brush yourself off and keep on walking tall. You do not have to do anything but breath and be the highest and best you can be. Shout it from the roof tops to create justice in your life. Let the world know who you are.
Before I go I also want to write about something else very important recently it was brought to my attention that if you or anyone you know has had cancer have them get a very indepth report from their oncologist about the medication they are given. Adriamycin and other related medications can cause heart disease. I had recently spoken to a cardiologist and he was very concerned that some of the cancer patients and survivors are not receiving this type of information. I have a list of amino acids, minerals and supplements that can help the heart. If you are interested I will post them in my next blog. Stay strong. Stay healthy and remember you are a unique and wonderful being. Be safe and God Bless.
Sunday, March 6, 2011
The Best Is Yet To Come
So here we are on a another wonderful day in paradise. The television has been off for most of the week and I have been more productive than usual. I have resumed working out. That is a big yeah. I enjoy the results.
Reading has been top priority and I have been inspired to continue writing myself as well as continuing on with my pursuit of helping others find ways to increase their prosperity while I enjoy the rewards of enjoying my day.
As I have discussed in my last blog entry the library has been a wealth of entertainment on so many levels. It is the place to discover new authors and reconnecting with those who are old favorites. Lately,I have been enjoying reading the works of Philip K. Dick. He has been the inspiration for so many classic movies. Most recently, he inspired the making of the film "The Adjustment Bureau" it was based on a short story he authored.
The library has saved me a substancial amount of money recently, again! I have been brushing up on my Spanish. My local library has an amazing treasure trove of language tapes and material that will assist anyone who is interested in learning the language of their choice. I personally am following up on my goal of fully understanding and speaking Spanish. My family is primarily Spanish speaking.So you would think I would be able to speak it. Well my parents chose not to teach my brother or myself while growing up. It was the time I grew up in. However, I am proud of my son who on the other hand is able to speak five languages. So I am determined to learn more than one language this year. Besides, I understand it to a point but want to be fluent in Spanish so I can join in the family conversations. As my mother used to say anyone can speak just one language. It takes mental dexterity to speak two or more. So the library is my laboratory for experimenting with my new found passion.
So another way to enjoy what is free and available for you if this is what you are looking for. Whether you are planning trips, taking a class, listening to music, watching the latest movies, reading magazines,books, and research material is all for free at the library.
Why spend money on a cable package for the movie channel. Go to the library and pick it up for free! It is probably just down the street from your house. Guess what? You pay for this out of your property taxes so enjoy it. Just for giggles I turned on the old boob tube and selected "The American" staring George Clooney as a movie to watch. The cost $4.99. It actually cost me ZERO. Took it out this week watched it while I cleaned the living room and then continued my exercise routine.
Oh yes and while I am at it. The gym. Mine cost approximately $250. The membership is free. I bought a bench and weights. The motivation is supplied by looking in the mirror. I save in fuel costs, and time. For my aerobic part either I open the front door and walk outside and if it is raining like it is right now I put on music and dance for 45 minutes or so. Again the dollar cost nothing.
One thing I did spend a few bucks on and that is audio. I have an IPOD touch that was included in the price of my Mac Notebook. Did you know that every fall they run a special that if you are a student or an educator you can receive an IPOD touch with your purchase.I love it when your buying power can give you so much more.
So what is so special about the IPOD touch well it is just like the Iphone but you cannot make calls. It has the capacity to act like a small laptop. There are plenty of places to find Free WIFI and use it for internet searches and pick up radio station around the world. When I am at home I utilize the IPOD as my radio. I have enjoyed listened to stations in New York City as well as in New Zealand, Spain,England (just to mention a few places) and lately, due to my friend Yvonne in Boulder, Colorado, I am currently listening to a great station out of Denver. The list goes on and on. What a great way to get first hand news from different countries and with different perspectives.
So I bought a Bose docking station, (only to find out that the SONY docking station that I purchased for my son, is just as good for a fraction of the price), and have placed my IPOD in using Safari as the web browser I listen to the radio all day long. It sounds awesome. Music in surround sound,lovely. What a better way to instantly pick up your mood than by listening to music that stirs your soul.
Travel is the next thing I will write about as well as taking great care of yourself physically as well as emotionally. The thing about prosperity is it is a state of mind. You can have ten cents and be as happy as a person with one million dollars who is miserable. Finance is the key to personal freedom but emotional and physical health is the true key to real freedom.
THE BEST IS YET TO COME.
Reading has been top priority and I have been inspired to continue writing myself as well as continuing on with my pursuit of helping others find ways to increase their prosperity while I enjoy the rewards of enjoying my day.
As I have discussed in my last blog entry the library has been a wealth of entertainment on so many levels. It is the place to discover new authors and reconnecting with those who are old favorites. Lately,I have been enjoying reading the works of Philip K. Dick. He has been the inspiration for so many classic movies. Most recently, he inspired the making of the film "The Adjustment Bureau" it was based on a short story he authored.
The library has saved me a substancial amount of money recently, again! I have been brushing up on my Spanish. My local library has an amazing treasure trove of language tapes and material that will assist anyone who is interested in learning the language of their choice. I personally am following up on my goal of fully understanding and speaking Spanish. My family is primarily Spanish speaking.So you would think I would be able to speak it. Well my parents chose not to teach my brother or myself while growing up. It was the time I grew up in. However, I am proud of my son who on the other hand is able to speak five languages. So I am determined to learn more than one language this year. Besides, I understand it to a point but want to be fluent in Spanish so I can join in the family conversations. As my mother used to say anyone can speak just one language. It takes mental dexterity to speak two or more. So the library is my laboratory for experimenting with my new found passion.
So another way to enjoy what is free and available for you if this is what you are looking for. Whether you are planning trips, taking a class, listening to music, watching the latest movies, reading magazines,books, and research material is all for free at the library.
Why spend money on a cable package for the movie channel. Go to the library and pick it up for free! It is probably just down the street from your house. Guess what? You pay for this out of your property taxes so enjoy it. Just for giggles I turned on the old boob tube and selected "The American" staring George Clooney as a movie to watch. The cost $4.99. It actually cost me ZERO. Took it out this week watched it while I cleaned the living room and then continued my exercise routine.
Oh yes and while I am at it. The gym. Mine cost approximately $250. The membership is free. I bought a bench and weights. The motivation is supplied by looking in the mirror. I save in fuel costs, and time. For my aerobic part either I open the front door and walk outside and if it is raining like it is right now I put on music and dance for 45 minutes or so. Again the dollar cost nothing.
One thing I did spend a few bucks on and that is audio. I have an IPOD touch that was included in the price of my Mac Notebook. Did you know that every fall they run a special that if you are a student or an educator you can receive an IPOD touch with your purchase.I love it when your buying power can give you so much more.
So what is so special about the IPOD touch well it is just like the Iphone but you cannot make calls. It has the capacity to act like a small laptop. There are plenty of places to find Free WIFI and use it for internet searches and pick up radio station around the world. When I am at home I utilize the IPOD as my radio. I have enjoyed listened to stations in New York City as well as in New Zealand, Spain,England (just to mention a few places) and lately, due to my friend Yvonne in Boulder, Colorado, I am currently listening to a great station out of Denver. The list goes on and on. What a great way to get first hand news from different countries and with different perspectives.
So I bought a Bose docking station, (only to find out that the SONY docking station that I purchased for my son, is just as good for a fraction of the price), and have placed my IPOD in using Safari as the web browser I listen to the radio all day long. It sounds awesome. Music in surround sound,lovely. What a better way to instantly pick up your mood than by listening to music that stirs your soul.
Travel is the next thing I will write about as well as taking great care of yourself physically as well as emotionally. The thing about prosperity is it is a state of mind. You can have ten cents and be as happy as a person with one million dollars who is miserable. Finance is the key to personal freedom but emotional and physical health is the true key to real freedom.
THE BEST IS YET TO COME.
Thursday, February 24, 2011
HERE WE ARE AGAIN.
I WAS LISTENING TO A WONDERFUL TEACHER WHO WAS DELIVERING A DISCUSSION ON COMPASSION. IN HIS DISCUSSION IT BROUGHT UP MANY DIFFERENT THOUGHTS ON ACTION AND PEACEFUL CHANGE. ALL AROUND US TODAY THERE ARE LARGE GROUPS OF PEOPLE WHO INDIVIDUALLY COULD DO NOTHING BUT AS A UNIFIED VOICE CONTINUE TO CHANGE THE WAY WE VIEW THE WORLD.
IT IS MY BELIEF THAT NOW IS THE A TURNING POINT FOR HUMANITY. WE HAVE SO MUCH AT STAKE. WE ARE FIGHTING TO BE HEARD AND FIGHTING TO EXERCISE OUR INDIVIDUAL FREEDOMS. WE HAVE TO LOOK AT HOW WE HAVE BEEN WORKING WITHIN OURSELVES AND ALSO ASK OURSELVES IS THERE CAUSE TO CREATE A NEW WAY OF BEING WITHIN OURSELVES.
RECENTLY,I WAS WITH SOMEONE WHO WAS EMOTING A TREMENDOUS AMOUNT OF ANGER. I WAS NOT SURE WHERE IT WAS COMING FROM BUT I KNEW HIS FEELINGS WERE NONE OF MY BUSINESS. IF HE DID NOT WANT TO ADDRESS HIS ANGER IT WAS NOT UP TO ME TO TAKE IT PERSONALLY. I DO NOT KNOW WHAT HE IS UPSET ABOUT AND DO NOT KNOW IF TALKING WOULD HAVE HELPED AT ALL.
THIS BROUGHT UP A LOT QUESTIONS FOR ME IN HOW I HANDLE MY FEELINGS AND EMOTIONS. THERE ARE TIMES WHEN I AM UPSET AND DO IT SEND OUT THE SAME UNPLEASANT ENERGY TO PEOPLE AROUND ME? THAT IS A SERIOUS QUESTION. THIS PERSON WAS TRUELY NOT A PLEASURE TO BE WITH AND I BECAME HAPPILY DISTRACTED IN THE LATEST BOOK ABOUT THE EIGHT STEPS TO HAPPINESS WRITTEN BY A BUDDHIST TEACHER. HOW IRONIC I AM READING ABOUT HAPPINESS WHEN I HAVE THE COMPLETE OPPOSITE SITTING NEXT TO ME. LIFE IS ALL ABOUT IRONY AFTER ALL.
THIS BRINGS ME UP TO MY FINANCES AND HOW I VIEW THEM IN A MORE ESOTERIC WAY. I HAVE LEARNED THROUGH THE YEARS HOW TO MANIFEST IF YOU WILL THE WAY TO WORK WITH MY FINANCES. IT IS THROUGH THE ADVISE OF OTHERS AND THINGS I HAVE LEARNED ALONG THE WAY. I TRUELY ENJOY SHARING WITH OTHERS WHAT I HAVE LEARNED.
THIS WEEK WHILE I WAS DISCUSSING WITH FIOS WHY I WAS GOING TO CANCEL MY APPOINTMENT WITH THEM TO INSTALL SERVICE THE CUSTOMER SERVICE REP HUNG UP ON ME. I WAS CONVINCED NOW THAT CANCELING WAS THE RIGHT THING TO DO. WELL WHEN I FOUND ANOTHER SERVICE REP I TOLD HER THAT I ORIGINALLY WAS GOING TO CANCEL MY FIOS (VERIZON:TV, INTERNET AND PHONE) ORDER BECAUSE OF THE INCONSIDERATE WAY I WAS TREATED. I EXPLAINED TO HER THAT I HAD AN APPOINTMENT BETWEEN THE HOURS OF 8AM AND 12PM. NOT ONLY HAD NO ONE SHOWN UP BUT I HAD TO MOVE MY CLIENTS AROUND TO WORK AROUND THE VERIZON SCHEDULE. NO ONE CALLED AND WHEN I WENT TO CANCEL THE SERVICE REP JUST HUNG UP ON ME.
SHE WAS VERY APOLOGETIC AND ASKED IF SHE TOOK AN ADDITIONAL $20 DOLLARS A MONTH OFF MY BILL FOR TWO YEARS AND INCLUDED A FREE DVR AND MOVIE PACKAGE WOULD I BE WILLING TO THINK ABOUT RECONSIDERING. I TOLD HER "NO" THAT I HAD RECEIVED EMAILS FROM VERIZON EVEN BEFORE THE INSTILLTION WAS COMPLETED THAT STATED I WAS BEING CHARGED FOR ADDITIONAL SERVICES I DID NOT ORDER. SO SHE TOOK IT OFF AND TOOK AN ADDITIONAL $20 OFF A MONTH FOR TWO YEARS JUST BECAUSE SHE DID NOT WANT TO LOSE THE BUSINESS. BE AWARE THAT IS HER JOB. THE PRICE FOR TWO SEPARATE PHONE NUMBERS, INTERNET, CABLE WITH TWO BOXES PLUS DVR WILL BE AROUND $79.00 A MONTH.
PLUS I HAVE JUST RECEIVED A LOWER PHONE PLAN FROM VERIZON BY STATING I WAS GOING TO T MOBILE AND I NOW HAVE THE UNLIMITED DATA PLAN WITH EMAIL FOR $9.99 A MONTH. THAT IS A SAVINGS OF AN ADDITIONAL $20 A MONTH. PLUS PUTTING EVERYTHING ON ONE BILL WILL SAVE AN ADDITIONAL $10 A MONTH. PLUS THEY PAID FOR ONE MONTH OF MY WIRELESS BILL FOR BEING A LOYAL CUSTOMER.MY BILL IS NOW LOWER BY $52 A MONTH. THIS IS A BIG SAVINGS FOR THE YEAR. ADD IT ALL UP YOURSELF.
SO THE REASON I AM WRITING THIS TO YOU IS THAT ANGER WHEN IT IS NOT SENT AT THE PERSON BUT EXPRESSED IN THE MANNER IN WHICH YOU ARE SUFFERING CAN CREATE CHANGE. IN MY CASE IT WAS NOT A CHANGE IN POLITICAL LEADERSHIP IT WAS A CHANGE IN THE WAY MY FINANCES ARE MANAGED. I BELIEVE THAT BEING ANGRY AT SOMEONE DOES NOTHING AT ALL. HOWEVER, IF YOUR ANGER MOTIVATES YOU TO STAND UP FOR YOURSELF OTHERS WILL LISTEN ESPECIALLY WHEN YOU TELL THEM IT IS NOT ABOUT YOU BUT THE SITUATION. THIS IS WHERE THE CHANGE IN OUR LIVES BEGIN.
REMEMBER, YOU ARE IN CHARGE OF YOUR LIFE! THE INTEREST YOU PUT INTO YOURSELF GENERATES LOTS OF EMOTIONAL INTEREST. DO NOT LET YOUR FINANCES DIM YOUR HEART, EMOTIONS OR IDEALS. I BELIEVE WE CAN ALL DO SOMETHING TO MAKE OUR LIVES BETTER. JUST TO LET YOU KNOW THE SAVINGS I AM MAKING WITH VERIZON IS GOING TO BE PUT IMMEDIATELY INTO MY BANK ACCOUNT. THAT IS THE WHOLE PURPOSE OF THIS BLOG IS TO SHARE WITH YOU MY THOUGHTS AND TO HEAR YOUR THOUGHTS AS WELL.
PEACE TO YOU ...DENISE
IT IS MY BELIEF THAT NOW IS THE A TURNING POINT FOR HUMANITY. WE HAVE SO MUCH AT STAKE. WE ARE FIGHTING TO BE HEARD AND FIGHTING TO EXERCISE OUR INDIVIDUAL FREEDOMS. WE HAVE TO LOOK AT HOW WE HAVE BEEN WORKING WITHIN OURSELVES AND ALSO ASK OURSELVES IS THERE CAUSE TO CREATE A NEW WAY OF BEING WITHIN OURSELVES.
RECENTLY,I WAS WITH SOMEONE WHO WAS EMOTING A TREMENDOUS AMOUNT OF ANGER. I WAS NOT SURE WHERE IT WAS COMING FROM BUT I KNEW HIS FEELINGS WERE NONE OF MY BUSINESS. IF HE DID NOT WANT TO ADDRESS HIS ANGER IT WAS NOT UP TO ME TO TAKE IT PERSONALLY. I DO NOT KNOW WHAT HE IS UPSET ABOUT AND DO NOT KNOW IF TALKING WOULD HAVE HELPED AT ALL.
THIS BROUGHT UP A LOT QUESTIONS FOR ME IN HOW I HANDLE MY FEELINGS AND EMOTIONS. THERE ARE TIMES WHEN I AM UPSET AND DO IT SEND OUT THE SAME UNPLEASANT ENERGY TO PEOPLE AROUND ME? THAT IS A SERIOUS QUESTION. THIS PERSON WAS TRUELY NOT A PLEASURE TO BE WITH AND I BECAME HAPPILY DISTRACTED IN THE LATEST BOOK ABOUT THE EIGHT STEPS TO HAPPINESS WRITTEN BY A BUDDHIST TEACHER. HOW IRONIC I AM READING ABOUT HAPPINESS WHEN I HAVE THE COMPLETE OPPOSITE SITTING NEXT TO ME. LIFE IS ALL ABOUT IRONY AFTER ALL.
THIS BRINGS ME UP TO MY FINANCES AND HOW I VIEW THEM IN A MORE ESOTERIC WAY. I HAVE LEARNED THROUGH THE YEARS HOW TO MANIFEST IF YOU WILL THE WAY TO WORK WITH MY FINANCES. IT IS THROUGH THE ADVISE OF OTHERS AND THINGS I HAVE LEARNED ALONG THE WAY. I TRUELY ENJOY SHARING WITH OTHERS WHAT I HAVE LEARNED.
THIS WEEK WHILE I WAS DISCUSSING WITH FIOS WHY I WAS GOING TO CANCEL MY APPOINTMENT WITH THEM TO INSTALL SERVICE THE CUSTOMER SERVICE REP HUNG UP ON ME. I WAS CONVINCED NOW THAT CANCELING WAS THE RIGHT THING TO DO. WELL WHEN I FOUND ANOTHER SERVICE REP I TOLD HER THAT I ORIGINALLY WAS GOING TO CANCEL MY FIOS (VERIZON:TV, INTERNET AND PHONE) ORDER BECAUSE OF THE INCONSIDERATE WAY I WAS TREATED. I EXPLAINED TO HER THAT I HAD AN APPOINTMENT BETWEEN THE HOURS OF 8AM AND 12PM. NOT ONLY HAD NO ONE SHOWN UP BUT I HAD TO MOVE MY CLIENTS AROUND TO WORK AROUND THE VERIZON SCHEDULE. NO ONE CALLED AND WHEN I WENT TO CANCEL THE SERVICE REP JUST HUNG UP ON ME.
SHE WAS VERY APOLOGETIC AND ASKED IF SHE TOOK AN ADDITIONAL $20 DOLLARS A MONTH OFF MY BILL FOR TWO YEARS AND INCLUDED A FREE DVR AND MOVIE PACKAGE WOULD I BE WILLING TO THINK ABOUT RECONSIDERING. I TOLD HER "NO" THAT I HAD RECEIVED EMAILS FROM VERIZON EVEN BEFORE THE INSTILLTION WAS COMPLETED THAT STATED I WAS BEING CHARGED FOR ADDITIONAL SERVICES I DID NOT ORDER. SO SHE TOOK IT OFF AND TOOK AN ADDITIONAL $20 OFF A MONTH FOR TWO YEARS JUST BECAUSE SHE DID NOT WANT TO LOSE THE BUSINESS. BE AWARE THAT IS HER JOB. THE PRICE FOR TWO SEPARATE PHONE NUMBERS, INTERNET, CABLE WITH TWO BOXES PLUS DVR WILL BE AROUND $79.00 A MONTH.
PLUS I HAVE JUST RECEIVED A LOWER PHONE PLAN FROM VERIZON BY STATING I WAS GOING TO T MOBILE AND I NOW HAVE THE UNLIMITED DATA PLAN WITH EMAIL FOR $9.99 A MONTH. THAT IS A SAVINGS OF AN ADDITIONAL $20 A MONTH. PLUS PUTTING EVERYTHING ON ONE BILL WILL SAVE AN ADDITIONAL $10 A MONTH. PLUS THEY PAID FOR ONE MONTH OF MY WIRELESS BILL FOR BEING A LOYAL CUSTOMER.MY BILL IS NOW LOWER BY $52 A MONTH. THIS IS A BIG SAVINGS FOR THE YEAR. ADD IT ALL UP YOURSELF.
SO THE REASON I AM WRITING THIS TO YOU IS THAT ANGER WHEN IT IS NOT SENT AT THE PERSON BUT EXPRESSED IN THE MANNER IN WHICH YOU ARE SUFFERING CAN CREATE CHANGE. IN MY CASE IT WAS NOT A CHANGE IN POLITICAL LEADERSHIP IT WAS A CHANGE IN THE WAY MY FINANCES ARE MANAGED. I BELIEVE THAT BEING ANGRY AT SOMEONE DOES NOTHING AT ALL. HOWEVER, IF YOUR ANGER MOTIVATES YOU TO STAND UP FOR YOURSELF OTHERS WILL LISTEN ESPECIALLY WHEN YOU TELL THEM IT IS NOT ABOUT YOU BUT THE SITUATION. THIS IS WHERE THE CHANGE IN OUR LIVES BEGIN.
REMEMBER, YOU ARE IN CHARGE OF YOUR LIFE! THE INTEREST YOU PUT INTO YOURSELF GENERATES LOTS OF EMOTIONAL INTEREST. DO NOT LET YOUR FINANCES DIM YOUR HEART, EMOTIONS OR IDEALS. I BELIEVE WE CAN ALL DO SOMETHING TO MAKE OUR LIVES BETTER. JUST TO LET YOU KNOW THE SAVINGS I AM MAKING WITH VERIZON IS GOING TO BE PUT IMMEDIATELY INTO MY BANK ACCOUNT. THAT IS THE WHOLE PURPOSE OF THIS BLOG IS TO SHARE WITH YOU MY THOUGHTS AND TO HEAR YOUR THOUGHTS AS WELL.
PEACE TO YOU ...DENISE
Tuesday, January 4, 2011
GETTING IT TOGETHER
So how do we keep it all together. There are ways to work out what it is that you want to accomplish in our life. Journalling. I know it is not a new concept. Writing down things help you look at how you are planning your life. You are putting down the blueprints to your life and your life's journey. It will help with spending habits, eating habits, exercise or the lack there of, etc..
Let's deal with finances first. As stated before you need to see what you are spending money on. For one week write it all down (every last bit of change that goes out of your pocket-tips included). Then add it up.
While you are writing down in one column what you are spending gather up all your credit card bills, mortgage or rent payments, cell phone, cable, internet, land line, gasoline, electric, gas, life insurance, car payment, college loans, car insurance, property taxes, home owners insurance, renters insurance, and any other monthly bill that you pay out.Do not forget to include food, clothing and entertainment.
In another column write down your income for the month.If you are spending more than you make there is still hope. Keep reading.
Now on another page tally up what you owe on: mortgage, home equity loans,college loans, credit cards, car loans etc.. Be brave and put it all down. Then on the same page write down what you have saved in the bank, cd's 401k or 401b, savings bonds,IRA'S, money jar, etc..
Most of you will say this is torture. Some of you will be suprised at how much you actually owe, make and or spend. Hopefully all of you will understand that the only way to get a hold of debt is to know what you owe. It is like being in a relationship that either works or does not work. Sometimes you get into a rut thinking that it is just the way it is. I am here to tell you it is up to you to take control of your spending and take control of your savings.
So you see yourself swimming in money or do you see yourself drowning in debt. Maybe you see yourself just paddling wildly just trying to keep at the shore. However you view yourself just let it go.
Feeling bad is not going to do anything but just feel bad. Sometimes in life it just is. When the doctors told me I had cancer 8 years ago I thought to myself well I guess if it is the end of my life there is nothing I can do about it. Then I snapped out of it. In my case I was able to avoid the inevitable for a while. That is when I really understood there are no guarantees in life.
So how do you turn it around. Well first things first lets get off the credit card merry go round. It is hard I know but you have to get off it. If you are paying credit cards with credit cards you have to look at how to increase your income at home. Some tough decisions to make but, just for a little while. Once you are on your feet you will be making clearer decisions.
First look at your home. What can you change immediately. Phone, gas, electric, cable and internet. Really review your bills. I only had the stations I was able to receive with an antenna for years. Savings are endless there if you are paying $50 to $100 a month for cable that is a savings of $600 to $1200 a year. Put the money you save towards paying down your debt. Electricity. Well my bill went from $140 to $60 a month when I unplugged everything that needed a remote or did not turn off at the wall. Only things plugged in are the stove,microwave and internet. If is uses a remote it uses energy even if you think its turned off. My computer, washing machine, alarm clock etc are off unless I use them. OK now that is another $720 a year.
Continuing with that type of thinking review your cell phone plan change it do you really need all those minutes. You cannot possibly wait to talk to someone until you get home. Are you kidding. I have a plan with my son and dropped minutes and am saving another $240 a year.Plus see if your work place has a discount plan with a phone carrier. Mine is 18% off the bill. More money in my pocket
Next insurance. Not all plans are the same go over your car, homeowners, renters, and life insurance get a bundle or get a discount through lots of organizations. I utilize my college alumni status and get approximately 20% off. Get the picture that is close to $2400 more in my pocket and not in someone else's account.
Food is simple. Farmers markets. Coupons. No more processed food. Look at how much you spend on packaging. For emergencies its great but as a daily lifestyle it will save you lots of money. Coupons back to them. Only use them if you use the products.
Dining out cost most of us close to $200-$400 a month or more. Eat appetizers and go to BYOB. You will save tons of cash. Go out and enjoy but not if it goes on a credit card. More interest and more debt.One meal with family four times a week well thats close to $5000 a year. What a better way to save it and think about the vacation you always wanted but could not afford. Well here is the money. Before you go out think about what would give you long term satisfaction. A meal or memories of a lifetime. Or paying off that credit card, car payment, etc..
So how to reel it all in. First with a BUDGET. What you make and how to pay the bills you have. It will mean changing your habits for life. Really look to see what you need to change. Take control over your spending. If you are in the head you deserve to have everything your heart desires at the cost of you having nothing when you retire then do not read any further.
Most of us do not plan for the future. I was fortunate to have savings put aside when I was out of work and on disability for my long term illness. I had disability insurance. It has paid for itself in spades.
So this is just the beginning. Have great dreams and get it together. I will show you how to get ahead and do these for yourself and REMEMBER CASH IS KING. Use cash and put away the credit card. I know you can do it. Peace to you all and write me tell me how it is going. Denise
Let's deal with finances first. As stated before you need to see what you are spending money on. For one week write it all down (every last bit of change that goes out of your pocket-tips included). Then add it up.
While you are writing down in one column what you are spending gather up all your credit card bills, mortgage or rent payments, cell phone, cable, internet, land line, gasoline, electric, gas, life insurance, car payment, college loans, car insurance, property taxes, home owners insurance, renters insurance, and any other monthly bill that you pay out.Do not forget to include food, clothing and entertainment.
In another column write down your income for the month.If you are spending more than you make there is still hope. Keep reading.
Now on another page tally up what you owe on: mortgage, home equity loans,college loans, credit cards, car loans etc.. Be brave and put it all down. Then on the same page write down what you have saved in the bank, cd's 401k or 401b, savings bonds,IRA'S, money jar, etc..
Most of you will say this is torture. Some of you will be suprised at how much you actually owe, make and or spend. Hopefully all of you will understand that the only way to get a hold of debt is to know what you owe. It is like being in a relationship that either works or does not work. Sometimes you get into a rut thinking that it is just the way it is. I am here to tell you it is up to you to take control of your spending and take control of your savings.
So you see yourself swimming in money or do you see yourself drowning in debt. Maybe you see yourself just paddling wildly just trying to keep at the shore. However you view yourself just let it go.
Feeling bad is not going to do anything but just feel bad. Sometimes in life it just is. When the doctors told me I had cancer 8 years ago I thought to myself well I guess if it is the end of my life there is nothing I can do about it. Then I snapped out of it. In my case I was able to avoid the inevitable for a while. That is when I really understood there are no guarantees in life.
So how do you turn it around. Well first things first lets get off the credit card merry go round. It is hard I know but you have to get off it. If you are paying credit cards with credit cards you have to look at how to increase your income at home. Some tough decisions to make but, just for a little while. Once you are on your feet you will be making clearer decisions.
First look at your home. What can you change immediately. Phone, gas, electric, cable and internet. Really review your bills. I only had the stations I was able to receive with an antenna for years. Savings are endless there if you are paying $50 to $100 a month for cable that is a savings of $600 to $1200 a year. Put the money you save towards paying down your debt. Electricity. Well my bill went from $140 to $60 a month when I unplugged everything that needed a remote or did not turn off at the wall. Only things plugged in are the stove,microwave and internet. If is uses a remote it uses energy even if you think its turned off. My computer, washing machine, alarm clock etc are off unless I use them. OK now that is another $720 a year.
Continuing with that type of thinking review your cell phone plan change it do you really need all those minutes. You cannot possibly wait to talk to someone until you get home. Are you kidding. I have a plan with my son and dropped minutes and am saving another $240 a year.Plus see if your work place has a discount plan with a phone carrier. Mine is 18% off the bill. More money in my pocket
Next insurance. Not all plans are the same go over your car, homeowners, renters, and life insurance get a bundle or get a discount through lots of organizations. I utilize my college alumni status and get approximately 20% off. Get the picture that is close to $2400 more in my pocket and not in someone else's account.
Food is simple. Farmers markets. Coupons. No more processed food. Look at how much you spend on packaging. For emergencies its great but as a daily lifestyle it will save you lots of money. Coupons back to them. Only use them if you use the products.
Dining out cost most of us close to $200-$400 a month or more. Eat appetizers and go to BYOB. You will save tons of cash. Go out and enjoy but not if it goes on a credit card. More interest and more debt.One meal with family four times a week well thats close to $5000 a year. What a better way to save it and think about the vacation you always wanted but could not afford. Well here is the money. Before you go out think about what would give you long term satisfaction. A meal or memories of a lifetime. Or paying off that credit card, car payment, etc..
So how to reel it all in. First with a BUDGET. What you make and how to pay the bills you have. It will mean changing your habits for life. Really look to see what you need to change. Take control over your spending. If you are in the head you deserve to have everything your heart desires at the cost of you having nothing when you retire then do not read any further.
Most of us do not plan for the future. I was fortunate to have savings put aside when I was out of work and on disability for my long term illness. I had disability insurance. It has paid for itself in spades.
So this is just the beginning. Have great dreams and get it together. I will show you how to get ahead and do these for yourself and REMEMBER CASH IS KING. Use cash and put away the credit card. I know you can do it. Peace to you all and write me tell me how it is going. Denise
Sunday, January 2, 2011
Price vs Quality
You cannot put a price tag on life. That is the bottom line. In life we have to make decisions everyday that affect the quality of our lives. Our thoughts are the most important investment we have in life.
It is how we view ourselves and not how others view us is the first thing we need to get a hold of in life. If we allow ourselves to be ruled by how others will see us we may become paralyized or at worst never express our true feelings or be who we were meant to be.
This does not mean just shouting from the roof tops what ever is on our mind. Rather it means taking the time to reflect on who we are and what do we as an individual mean to us personally.
The following are types of questions you may want to ask yourself: What do I mean to those around me? What was I born to do? What do I want to accomplish? What talents do I have? What talents do I hid? What does the voice within wish to tell me?
Being a quality person is more important than being a person who is fixed on being a person who values themselves for their finances. In this blog I will explore money and ways to accomplish financial freedom, however, a rich person in the bank account does not ever equal a person who knows true wealth is being balanced in all areas of life.
So with this in mind I stated that to start the new year you could take advantage of writing down goals. Not just learning a new language and losing 25 pounds. Though those are great goals write down in depth catagories. Yourself, family, housing, transportation,travel,finance, health, spirituality, rest, etc.
This process is really free flowing. You do not need to write down how it is going t0 just write down what it is you would like to see happen over the year. You need to get an idea of what is important to you and you alone.
Over the next couple of weeks we will explore how really review your finances(other areas of life as well) and how to plan out your goals of independence. Understand it will take time. If you are willing to sit out a couple of years of work it will be worth it. I will work with you privately if you need help and will tailor a program to suit your needs.
This is a way to share with others things I have learned through study and through years of trial and error. Nothing teaches life's lessons like first hand experience.
So go to it write down your goals. Send me your comments. Let's move onto the new year 2011 by taking charge of your life. Whether you are employed, self employed, retired, or recently unemployed you can benefit from this exercise.
I wish you peace and prosperity always. Denise
Subscribe to:
Posts (Atom)